SME Finance for Businesses

Finance solutions to help companies grow

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Help your business clients achieve their goals

Customised finance products for small, medium and large organisations.

SME’s account for almost 98% of all businesses in Australia, this provides a huge opportunity for brokers to assist this sector. At Platform Finance, we have commercial specialists that work closely with brokers to provide SME finance options to those business that are looking to grow or expand.

Our extensive lender panel offers a number of specialist SME financiers that will work with you to support your clients. Diversifying into SME Finance is another way that you can add value to your existing relationships.

SME Finance Products

We have a large range of competitive SME Finance products that can be customised to achieve the needs of individual businesses.

Asset Finance and Mortgage Brokers can leverage the established relationships with our lender panel and work with our specialist SME broker support team to grow their offering in this segment.

Business Loans

Business loans are ideal for a variety of large one-off business expenses to spread the cost over a longer term. It also allows you to capitalise on opportunities that aren’t budgeted for. Generally unsecured.

Trade Finance

Trade finance covers a range of products designed to help facilitate trade between businesses. It makes it possible for companies to access funds to buy and sell goods while helping to mitigate the risks involved with trade transactions.

Line of Credit

Ideal for recurring short-term business expenses because you can draw in portions as needed and you only pay interest for funds borrowed (not revolving). Suitable for cash flow and working capital purposes.


An overdraft is a loan that allows a business to pay for bills and other expenses when their account has an insufficient balance. With a revolving credit limit, it allows the company to draw money, up to the set limit and only pay interest on funds used.

Invoice Finance

Invoice finance is a line of credit against unpaid invoices. The facility enables the business to use unpaid invoices to pay suppliers and staff, as well as invest in growth measures, such as buying equipment, making bulk purchases, and so forth.

Sales & Leaseback

A sale and leaseback is a unique type of equipment financing. If you need to increase cash flow quickly, your business can sell existing equipment to a financier who then immediately leases this equipment back to your business.

Funds can be used for any business purpose:

Hiring staff

Marketing campaigns

ATO debt

Purchasing stock in bulk

Remodelling or offices fitout

Expansion opportunities

Holding additional inventory

Pay bills and other expenses

With some of Australia’s best SME Finance lenders at our fingertips, your clients will be spoilt for choice.

Here’s just a taste of the lenders on our panel that offer competitive SME Finance:

Judo Bank