SME Finance Products
We have a large range of competitive SME Finance products that can be customised to achieve the needs of individual businesses.
Asset Finance and Mortgage Brokers can leverage the established relationships with our lender panel and work with our specialist SME broker support team to grow their offering in this segment.
Business loans are ideal for a variety of large one-off business expenses to spread the cost over a longer term. It also allows you to capitalise on opportunities that aren’t budgeted for. Generally unsecured.
Trade finance covers a range of products designed to help facilitate trade between businesses. It makes it possible for companies to access funds to buy and sell goods while helping to mitigate the risks involved with trade transactions.
Line of Credit
Ideal for recurring short-term business expenses because you can draw in portions as needed and you only pay interest for funds borrowed (not revolving). Suitable for cash flow and working capital purposes.
An overdraft is a loan that allows a business to pay for bills and other expenses when their account has an insufficient balance. With a revolving credit limit, it allows the company to draw money, up to the set limit and only pay interest on funds used.
Invoice finance is a line of credit against unpaid invoices. The facility enables the business to use unpaid invoices to pay suppliers and staff, as well as invest in growth measures, such as buying equipment, making bulk purchases, and so forth.
Sales & Leaseback
A sale and leaseback is a unique type of equipment financing. If you need to increase cash flow quickly, your business can sell existing equipment to a financier who then immediately leases this equipment back to your business.